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Here is a quick history on what my husband and I did to pay off over $70,000 in debt in a year and how I quit my job even though I made over 2/3rds of our income!
Welcome to the Carnival Of Money Stories Labor Day Edition! I used to love Labor Day. My excitement would increase as I got closer to the three day weekend.
Practicing sound financial habits does not have to be boring. It would be horrible for anyone to live a Scrooge-like existence everyday in order to save a few dollars here and there.
So the last post in this series involved how to be honest. Being honest means facing up to the facts and accepting them for what they are. Here is your chance!
It’s already August, so it’s time for another income and expenses report. I love going back through the month to see how we did. At the end I’ll explain a little more about my lax method of budgeting and income and expenses.
Have you ever felt this way? Money is tight. It feels like Murphy lives in your house, and the world is against you. That’s how I felt five years ago. We were moving from upstate New York to New Hampshire.
Every month I still create a budget, even though I’ve been debt free for three years. I print it out and put it on the refrigerator. It’s a constant reminder to keep on top of my finances.
Get Debt Free – Rule #1 The number one rule to becoming debt free: BE HONEST. Being honest doesn’t just mean don’t lie. Being honest means admitting those things that you don’t want to admit…
I think one of the best things I learned when I was getting out of debt was what to do with my free time. I used to crash hard in front of the TV each night.
When I was getting out of debt, I heard that you should consolidate all of your errands into one trip to save money. That sounded like a good idea, but I never put much energy into it.