So the last post in this series involved how to be honest. Being honest means facing up to the facts and accepting them for what they are. Here is your chance!
This is the part that everyone hates. Who wants to know how much debt they are in? Who wants to know that they have a negative net worth?
I know I didn’t. The first time I added ours up was when I was fired up and ready to pay it off. But after I did the math, I felt like someone had poured water on me. I knew I was in a lot of debt but I had no idea it was $70,000. That is how much my first house cost!
I had all sorts of negative thoughts in my head:
I can’t do it, it’s too much.
What was I thinking getting into all of this?
It’s never going to happen.
I am going to be at a job I hate forever.
Nice right? None of that helps you reach your goal! Luckily for me I had a huge reason why. I wanted to be home with my son. So even if I didn’t do it, I had to try.
Being on the other side helps me to realize that the bigger the amount of debt you have, the better the story you are able to tell once it’s paid off.
So download the worksheets and take some time today to fill them out. If you don’t make time to do it today you will download them and they will sit on your computer, never to be looked at again. So make sure you are going to use them before you download them. I know most of us don’t need more clutter on our computers.
Download the worksheets:
Have you done this before? If you have, do you keep track? If not, what do you think?